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Time for a national usury law?
9 hours ago ago from Dangerous Intersection
First Premier Bank has just introduced its new 79% interest rate sub-prime credit card . No, that's not a typo, and some experts expect to see more credit cards with sky-high interest. Which makes me again bring up the topic of a national usury cap. Thomas Geoghegan recommended such a cap last year, in his article in The American Prospect . He suggested an credit card interest cap of 12% and a law completely barring payday loans. I ...
Related contentPayday Loans in the U.K.
21 hours ago ago from saveescuelita.org
Payday loans are short term high interest loans designed to serve people who are short of money until their payday. If you run out of money before your payday and need to pay a debt then getting a loan from a payday loan company can be a solution. There is some controversy with payday loan companies due to the high amount of interest charged but many people are willing to pay and happy with the service.The payday loans uk system is much the ...
Related contentUse caution when looking for extra holiday cash
11 hours ago ago from Tracy Davidson
If you are looking for ways to obtain extra holiday cash, steer away from payday loans, pawn shops and rent-to-own options. Although desperate times often call for desperate measures, these tactics can leave you worse off than where you began. Payday Loans To obtain a payday loan, you write a post-dated check for the amount of the loan plus any fees the lender tacks on. You then receive the amount of money you initially needed to ...
Related contentCash till Payday Loans: Cater Your Needs of Funds
16 hours ago ago from Finance Management - Investing Trading For Retirement
If you're new here, you may want to subscribe to my RSS feed . Thanks for visiting! Do you need money to deal with urgent expenses that have taken place in your life without any information? You need to go with cash till payday loans that are just ideal matches for you. These loans can be availed within a quick span of 24 hours and then, you can enjoy the money for any purpose. Cash till payday loans are mainly built for the ...
Related contentMortgage Rates: Long Term Mortgage Rates Still Below 5.00% - Freddie Mac
15 hours ago ago from Home Mortgage Refinancing
Today's mortgage interest rates are still below 5.00 percent in the latest Primary Mortgage Market Survey released by Freddie Mac. 30-year mortgage rates increased to 4.94 percent for the week ending December 17, 2009. 30-year loan rates are almost where they were last year at this time, 30-year rates were at 5.19 percent. In last week's mortgage survey 30 year rates were at 4.81 percent. Average mortgage discount points for 30 year ...
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Jim Wallis: The Parable of the Unmerciful Bankers
9 hours ago ago from Huffington Post
This week, I joined a press conference with People Improving Communities through Organizing and the Center for Responsible Lending on the steps of the United States Treasury. The first three speakers were not the usual Washington talking heads. Instead, they were American homeowners who were losing their homes to foreclosure--a terrible thing that now happens to another American family every 13 seconds (6,600 per day). And a rapidly ...
Related contentCitigroup to suspend foreclosures for 30 days
18 hours ago ago from NBC
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Related contentDiscover Financial 4Q profit slips, bad loans rise
16 hours ago ago from U.S. News
Discover Financial 4Q profit slips, bad loans rise NEW YORK (AP) -- Discover Financial Services on Thursday joined other major lenders in reporting more losses on credit card loans as Americans continue to struggle to pay off their debts. The company said its fiscal fourth-quarter profit fell 19 percent as the rate of bad loans increased. Net income available to common shareholders for the period ended Nov. 30 was $352.1 million, or 63 ...
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