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Is Refinancing Similar to Modifying Your Loan?
6 hours ago ago from Tamerxcoletta
With so many terms cropping up in the lending industry, it is not at all surprising that consumers are getting a bit confused. In some cases consumers use certain terms interchangeable, furthering the misconceptions that similar sounding loan products are actually identical. Two loan products that routinely become confused are the refinanced loan and the modified loan. Although nothing alike, the procedures are sufficiently similar to ...
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4 hours ago ago from Finance Management - Online Life Insurance & Insurance Quotes
If you're new here, you may want to subscribe to my RSS feed . Thanks for visiting! If you are in New York and are searching for a mortgage loan modification to lower your monthly payments, you need to be wary of scams. There are literally thousand of loan modification companies out there that are not compliant with state and federal laws. Certain loan modification companies are allowed to take upfront fees, but even if this ...
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Related content10 Frequently Asked Questions on Loan Modifications
5 hours ago ago from Financial Aggregator
Q) Is unemployment considered a hardship? A) Unemployment is considered a hardship but the lender will also want to make sure that the borrower will be able to make the modified payments. While social security and other payments can be factored toward the monthly payment, there is such a thing as too much hardship. If the homeowner cannot make his monthly payments as a result of becoming unemployed, the loan modification will ...
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