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I am 37 years old with a diagnosis of lupus (not flaring) with a history of minor kidney involvement, deep vein thrombosis, and high blood pressure. I have been trying to get life insurance but have been consistently denied by the major companies to which I have applied. Does anyone have any suggestions? The only suggestion I received from one company was the hint to purchase Accidental Death and Disability, and if my medical condition ...
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Currently, in India, the premium charged from client for life insurance policies includes the commissions that the agent will receive from the insurance company. New scenario is developing: Life insurance companies will not give any comission to agents but the agent will charge a fee. Any one has clarity how this works in other countries: 1) What kind of fee is charged by agent 2) Is the fee disclosed to client 3) What about ...
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